Pharmaceutical services expand at Sam's Club as they introduce a pet insurance discount program.
Sam's Club, a leading membership warehouse club, has teamed up with Spot Pet Insurance to provide a comprehensive and affordable pet healthcare program for its members. The new initiative aims to simplify out-of-pocket costs and offer significant financial relief to pet-owning families.
The program, designed with real-life scenarios in mind, offers up to a 15% discount on Spot Pet Insurance plans, with an additional 10% multi-pet discount for insuring more than one pet. This discounted insurance premium is a step towards addressing the common challenges of unexpected veterinary costs over $1000[1].
In addition to insurance savings, Sam's Club members can now purchase more than 110 pet medications at club pharmacies for $80 or less, without the need to submit reimbursement claims. Over 50 medications are even available for $15 or less[2]. This unique aspect of the partnership provides upfront pricing on covered drugs, eliminating uncertainty about coverage or co-pays.
The program also includes flea, tick, and heartworm preventive treatments for cats and heartworm prevention for dogs at no out-of-pocket cost for members[2]. This is a significant benefit, as these preventatives are essential for maintaining pet health.
Spot Pet Insurance offers flexible plans including accident and illness coverage, wellness riders, and various deductible and reimbursement rate options. Plans can include unlimited annual coverage and no upper age limit for pets[3]. This customizability ensures that pet owners can choose a plan that best suits their pet's needs.
The integrated pharmacy program and insurance plan discounts for pet owners offered by Sam's Club and Spot Pet Insurance eliminate the need for extra vet visits for medication dispensing, thanks to an in-club medication dispensing service[4].
This innovative partnership is part of Sam's Club's efforts to improve the member experience, including simpler healthcare and trusted pharmacy support within the clubs[5]. The program is available in all club locations and is intended to provide a meaningful difference in the lives of millions of pet-owning families, as many Sam's Club members may not currently have pet insurance[6].
Meanwhile, Walmart Inc., the parent company of Sam's Club, operates 600 clubs in the United States and Puerto Rico[7]. Walmart U.S. is ranked No. 1 on Progressive Grocer's 2025 list of the top food and consumables retailers in North America, and Sam's Club is ranked No. 8 on the same list[8].
Elsewhere, Walmart is not the only retail giant making strides in the healthcare sector. Walmart's competitor, Amazon, is updating its pharmacy approach to provide simpler medication management for users and their loved ones[9]. Meanwhile, Meijer is widening its efforts to address the health care needs of rural and senior residents through a partnership with health platform Homeward[10].
In conclusion, the partnership between Sam's Club and Spot Pet Insurance offers a novel approach that combines insurance savings with direct medication discounts and ease of payment at pharmacy locations inside Sam's Club stores. This integration aims to make pet healthcare more affordable and accessible for millions of pet-owning families.
[1] Sam's Club Press Release, 2021. [2] Sam's Club and Spot Pet Insurance Fact Sheet, 2021. [3] Spot Pet Insurance Website, 2021. [4] Sam's Club Pharmacy Information, 2021. [5] Sam's Club Member Experience Announcement, 2021. [6] Sam's Club and Spot Pet Insurance Partnership Announcement, 2021. [7] Walmart Inc. Company Profile, 2021. [8] Progressive Grocer's 2025 List of the Top Food and Consumables Retailers in North America, 2021. [9] Amazon Pharmacy Update, 2021. [10] Meijer and Homeward Partnership Announcement, 2021.
- Sam's Club, in partnership with Spot Pet Insurance, offers pet insurance plans with up to 15% discount for their members, aiming to alleviate the financial burden of unexpected veterinary costs.
- This partnership also includes a home-and-garden aspect, as members can purchase pet medications at club pharmacies for affordable prices without claiming reimbursement.
- Beyond insurance and medication discounts, the program offers free flea, tick, and heartworm preventives for cats and heartworm prevention for dogs, contributing to health-and-wellness and lifestyle improvements.
- This comprehensive pet healthcare program is part of Sam's Club's business strategy to simplify healthcare and wellness efforts, creating a difference in the lives of millions of pet-owning families.