In the event a tree topples onto your dwelling due to a weather disturbance, here's some guidance on how to proceed.
In the unfortunate event that a tree falls on your house during a storm, it's essential to know the right steps to take to ensure safety, minimize further damage, and facilitate a smooth insurance and repair process.
- Ensure Safety First and foremost, evacuate the house immediately if the structure is compromised or if there are hazards like downed power or gas lines. Call 911 for emergency help if immediate danger is present or if utilities are compromised. 13[4]
- Avoid Self-Removal Avoid trying to remove the tree yourself due to the risk of shifting debris; instead, wait for certified professionals with the right equipment. [3]
- Turn Off Utilities If it's safe to do so, turn off utilities like gas at the main breaker. [1]
- Document the Damage Document the damage comprehensively for your insurance claim. Use photos or videos to support your claim. 1[2][3]
- Notify Your Insurance Company Notify your homeowner's insurance company promptly to start the claims process. Most policies cover tree damage from storms, but coverage details vary. [2]
- Hire Professionals for Inspections and Repairs Hire professional contractors to conduct thorough inspections and carry out necessary repairs, including temporary fixes like tarping roofs or boarding windows to protect from weather. 1[2]
- Contact Utilities Providers If electrical, gas, or water lines are affected, contact your utilities provider. [4]
Expert oversight during repairs ensures that contractors follow approved methods and that the structure is rebuilt correctly. [5]
In the Northeast, independent structural evaluations can help homeowners make informed decisions before repairs. [6]
If power lines are down or there is a gas odor, contact emergency services right away. [4]
From structure evaluations to damage claims, our services help make a complex damage recovery process easier. [7]
After a tree is removed, a professional structural inspection is necessary to identify potential hidden damages caused by storms, such as water intrusion, roof weaknesses, and hidden cracks. [8]
It's crucial to confirm everyone's safety, including pets, before addressing the damage. If signs of instability are noticed, leave the house immediately. [9]
The New Jersey Board of Tree Experts website can be used to locate licensed tree removal professionals in New Jersey. [10]
Keep all receipts related to temporary repairs, lodging, and food for the insurance claims process. [2]
Ask your insurer about coverage for temporary living arrangements if your home is uninhabitable. [2]
Hiring a licensed and insured professional for tree removal reduces risks during cleanup and may be covered by insurance if the tree struck a structure. [11]
These steps together help to ensure safety, secure your property from further damage, and facilitate a smooth insurance and repair process after a tree falls on a house in a storm. 1[2][3][4][5][6][7][8][9][10][11]
- For safety, it's important to consult scientific and environmental-science resources to understand the impact of fallen trees, particularly regarding environmental factors that could affect their removal, such as soil type and stability.
- To make informed decisions about the construction of walls and home-and-garden structures, experts recommend consulting general-news articles for insights into the latest advancements in building technology and materials, as well as potential environmental concerns.
- In cases of crime and justice, understanding weather patterns and forecasting can help law enforcement anticipate and prepare for natural disasters, such as floods or storms, that may impact their jurisdiction and subsequently influence their strategy in ensuring public safety.
- A comprehensive understanding of the lifestyle choices that contribute to a healthy environment is essential for making sound decisions about one's home-and-garden, as choices like sustainable materials for construction can have long-lasting impacts on both personal and environmental welfare.
- As many homeowners turn to stone walls as a stylish, low-maintenance addition to their home-and-garden, they should be mindful of the science behind stone masonry, including proper construction techniques and the potential environmental impact of quarrying the stone.
